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Bump Pay May be the Next Evolution of Commerce

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Imagine being able to loan money to a friend, split a bill, or pay a vendor, all while never having to pull out your wallet.  All of this and more is actually possible now with the invention of Bump Pay.  Bump Pay has been around for a few years but it is beginning to gain steam as people realize its convenience and uses.  By simply entering in an amount of your payment and bumping two phones together you will automatically pull up a PayPal conformation page to transfer the money.  While it sounds great to be able to pay your buddy the bet you lost by bumping phones there are more important functions that bump pay can provide.

Bump pay provides a unique service that may not fit into some business models, but can be an invaluable business mobile app to some others.  While it may not be as handy for larger businesses like Square or PayPal Here card readers Bump Pay can be infinitely more helpful to salespeople and sole proprietors.  Imagine being able to pay a technician that has just fixed your furnace by bumping your device to his.  There would be no awkward waiting and no worry about the safety of your credit card information. It would also be a hassle free way for make-up consultants, personal trainers, and any other in home sales businesses to handle payments safely and easily.

It could be argued that card readers are not that inconvenient, but the extra hardware is small and can easily be lost.  No extra hardware means that there is nothing to be to be lost or broken on the way to collect the money.  An important note is the fact the mobile app development has created a way for users to transfer funds without exchanging any information or currency.  This is just one more way that mobile app development is changing the landscape of business.  The wireless, paper less, and card less way to transfer funds makes transactions quicker and easier which could mean more dollars for businesses.

One of the biggest worries that people have over Bump Pay is safety.  The fact of the matter is that using mobile apps are just as safe if not safer than using your credit card in a department store.  Mobile app development has come a long way in a short time and there are a lot of safety nets in place to protect business mobile app users.  This gives businesses of any size the ability to ensure their clients privacy and protection.

The era of the check book is gone and it looks like credit cards are not far behind them.  The emergence of business mobile apps like Bump Pay is turning our smartphones into a one stop shop for all of our daily needs.  There is no longer an argument over the importance of mobile app development in our daily lives.  Before long our smartphone will be our wallet, keys, phone, watch, and so much more.  While this makes the lives of consumers much easier, it also spells dollars and sense to businesses everywhere.

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